Uduma O. Kalu is the Chairman, Board of Directors, FirstTrust Mortgage Bank Plc. With over two decades of banking experience, he brings a wealth of expertise in leading the Board and providing focus on strategic matters whilst overseeing the Bank and setting high governance standards.

Uduma, a graduate of Political Science, University of Nigeria, Nsukka (1982), and a Master of Public Administration holder from the same university (1985), is presently the Managing Director of SouthGlobe Limited. Prior to this, he had served in various senior managerial roles, including but not limited to his invaluable role as Executive Director, Consumer Banking, Treasury and Financial Institutions, Equity Bank of Nigeria Limited.

Ola Ifezulike, is a member of the Board of Directors, FirstTrust Mortgage Bank Plc. A Fellow of the Institute of Chartered Accountants (FCA) of Nigeria and Fellow of the Chartered Institute of Taxation of Nigeria (FCIT) with an enviable career in capital markets and banking spanning over 30 years. She has also attended several courses and programmes at home and abroad including the prestigious Harvard Business School (Boston, U.S.A).

Her experience ranges across Branch Operations, Financial Control and Advisory, Investment Management, Treasury, Private Banking and Management Information Systems.

Preceding her appointment, due to her exemplary work whilst holding the position of General Manager, Corporate Finance, Afribank Capital, she became the pioneer Managing Director/Chief Executive Officer of Afribank Capital from 2007 to 2012. She is currently the Managing Director/Chief Executive Officer of Mahogany Capital Limited.

Ola having worked with Afribank International Limited (Merchant Bankers), Ojike, Okechukwu & Co (Chartered Accountants) as well as Kapital Securities Limited (a registered Capital Market Operator) and currently serving as Non-Executive Director on the board of Gresham Asset Management, brings her professionalism, extensive knowledge in financial services and administration to impact her Board contribution.

Adeniyi A. Akinlusi is a member of the Board of Directors, FirstTrust Mortgage Bank Plc. A multiple award-winning banker and visionary leader, Adeniyi possesses over two decades of extensive knowledge in leadership positions in Banking, Corporate Strategy, Restructuring, and Transformation.

He was the erstwhile Managing Director/Chief Executive Officer of TrustBond Mortgage Bank Plc (which merged with First Mortgages Limited to become FirstTrust Mortgage Bank Plc) and successfully birthed TrustBond Mortgage Bank Plc from Intercontinental Homes Savings & Loans Plc, following its transformation from Partnership Savings & Loans Limited.

Adeniyi is an alumnus of Harvard Business School (Boston, U.S.A), Institute for Management Development (Lausanne, Switzerland) and Lagos Business School (Lagos, Nigeria). He has also benefitted from leadership training in various internationally acclaimed business schools such as: The Wharton School of the University of Pennsylvania, IESE Business School (University of Navarra, Spain) and London Management Centre (one of UK’s leading providers of Leadership and Management training).

He is a Fellow of the Institute of Chartered Accountants of Nigeria (FICA), Fellow of the Chartered Institute of Taxation of Nigeria (FCIT), Fellow of the Institute of Credit Administration (FICA), Fellow of the Association of Investment Advisers and Portfolio Managers (FAIAPM) and Honorary Senior Member of the Chartered Institute of Bankers of Nigeria (HCIB).

Korede Adedayo is the Managing Director/Chief Executive Officer of FirstTrust Mortgage Bank Plc. He is an inspirational leader who is grounded in the financial sector and makes a vision a reality through sound innovations and strategy development.

He started his career from West African Examination Council (WAEC) in 1990 in the Computer Service Department. In his pursuit for excellence, he moved to the banking sector as a staff of the Card Marketing Unit of the then EIB International Bank (now Polaris Bank Limited) in 1997. He progressed to Indo-Nig Bank Limited (Now Sterling Bank Plc) where he headed the Product Development Unit in 2001. His contributions led to his transfer to the Business Development Unit where he was Head of the Retail and Consumer Banking Group. He was appointed as the pioneer Chairman, General Awareness Generation & Marketing Committee (Smartcard Society of Nigeria) in 2003.

Korede was also in United Bank for Africa (UBA) and Keystone Bank (Bank PHB) as the Profit Center Manager and Team Lead, Commercial Banking Group, respectively. He subsequently moved to First Bank of Nigeria Limited in 2009 where he served as Group Head, held various managerial positions, and played a major role in building the Private Banking suite of the bank. He was also a pioneer member of the team that birthed Providus Bank.

As a seasoned banker with over two decades of managerial experience that cuts across notable banks in Nigeria, he has built versatility and core competences across Retail Banking, Credit Analysis, Consumer Banking, Wealth Creation and Management.

Further to the divestment by FirstBank of Nigeria Limited from FBN Mortgages Limited, Korede was duly appointed as the Managing Director/ Chief Executive Officer in 2018. He also played a lead role in the successful merger between First Mortgages Limited and TrustBond Mortgage Bank Plc which resulted in the emergence of FirstTrust Mortgage Bank Plc where he currently serves as the Managing Director/Chief Executive Officer.

Korede is a graduate of Accounting from Lagos State University. He also attended several executive trainings within and outside Nigeria including the renowned global business schools; INSEAD Business School and The Wharton School of the University of Pennsylvania.

Ngozi Ogunwa is the Executive Director, Business Development, FirstTrust Mortgage Bank Plc. A banking professional with over 26 years of industry experience. She is a team builder, client service expert and has top-tier budget planning and management skills.

She started her career at the All States Trust Bank where she worked for 14 years traversing various areas of the bank including, but not limited to Operations, Electronic Banking, Customer Service and Private Banking.

She joined First Bank of Nigeria Limited (FBN) in 2004 and completed her stint in four years prior to moving to FBN, United Kingdom, in 2008. At FBN (UK), she held the role of Head, Business Development whilst managing the Northern representative office as well as the South-South representative office in Nigeria. She was the liaison for FBN (UK) in Nigeria; profiling and assisting eligible Nigerians access mortgages in the United Kingdom, which contributed immensely to the bank’s growth. Her stint at FBN (UK) came to an end in 2016.

Ngozi has a Master of Business Administration (MBA) from The University of Hull, United Kingdom. She has received both local and international executive education, developing extensive skill sets in various banking techniques and relationship management.

Luqman Bakare is the Regional Executive, Lagos, FirstTrust Mortgage Bank Plc. He is a financial services expert with over 27 years’ experience that cuts across the manufacturing and banking sectors of Nigeria.

Prior to his appointment, he was Executive Director at Chemtech Group. Preceding this, he joined First Bank of Nigeria Limited in June 2008, where he held the role of Senior Manager and served in various capacities including Team Lead, Branch Manager and Operations Executive. He also held the title as the pioneer Treasurer of Dangote Group between 2006 – 2007.

Luqman also served as Treasurer of Regent Bank and led the bank alongside the management team into the consolidation arrangement that produced IBTC Chartered (now Stanbic IBTC) in 2005.

Earlier on in his capacity as Head of Treasury Department and the Asset and Liability Manager of Liberty Merchant Bank, he contributed immensely to the bank’s transition and conversion to Liberty Bank when the erstwhile merchant bank embraced universal banking and acquired a commercial banking licence in 2000.

Over the course of his sterling career, he has garnered experience and specialised skill sets in the areas of Treasury and Financial Management, Administration and Business Development.

Luqman attended The University of Ibadan, where he obtained both a B.Sc. and M.Sc. in Economics, specialising in Monetary and Petroleum Studies.

Olusola Kenny-Israel Ajibade is the Regional Executive Abuja /North, FirstTrust Mortgage Bank Plc.

He has 20 years’ experience in the financial services sector. Olusola began his career in Business Development at Guaranty Trust Bank (GTBank) in 2001. Over the course of his 18 years stint at GTBank, he spearheaded the team that developed new branches and strengthened existing offices in Akwa Ibom, Bayelsa, Abuja, Benue, Nasarawa, Plateau and Kogi.

As a team builder, adept Relationship Manager and seasoned Sales Executive, Olusola worked in diverse business development units of GTBank including Retail Banking, Private Banking, Business Banking and Public Sector Banking where he rose to the office of Divisional Head, Abuja, North Central.

He is a graduate of the University of Ibadan, Nigeria, an alumnus of Lagos Business School as well as the Business School of Netherlands, and member of the Nigerian Institute of Management (NIM). He has also been the recipient of various strategic and leadership programmes locally and internationally.

Mark Okoye is the Company Secretary and Regional Executive, South-South and South-East, FirstTrust Mortgage Bank Plc.

He started his banking career in 1995 with Nigerian-American Merchant Bank Limited (which later became Nigerian-American Bank Limited – NAMBL and now FCMB following the 2005 Bank consolidation in Nigeria) and has over 20 years’ banking experience.

He has held several strategic positions including Head, Legal and Risk Management, NAMBL for seven years. He also occupied the role of Company Secretary of NAMBL from 2004 to 2005. He became Acting Branch Manager, First City Monument Bank following the banking consolidation in the Nigerian financial sector in 2005. Subsequently, he joined TrustBond Mortgage Bank Plc in 2006 and was the Company Secretary/Head, Corporate Services until September 2019 when the bank merged with First Mortgages Limited to become FirstTrust Mortgage Bank Plc.

Mark holds a Bachelor of Law from the University of Nigeria, Nsukka, and Barrister of Law from the Nigerian Law School in 1992 and 1993, respectively. He is also an alumnus of the University of Cambridge, United Kingdom, Lagos Business School (LBS) and a Fellow of the Institute of Credit Administration (FICA).

Adetokunbo Aberuagba is the Chief Risk Officer of FirstTrust Mortgage Bank Plc. He is an Associate Member of The Institute of Chartered Accountants of Nigeria (ICAN) and possesses a wealth of experience garnered from over 12 years of exposure in the areas of Financial Accounting and Management, Auditing, Project, and Risk Management.

Adetokunbo is a member of the Global Association of Risk Professionals, USA; and has spent over 10 years of his career in Risk Management Advisory, majority of which was at leading boutique-consulting firm, H.Pierson Association Ltd, where he rose through the ranks to hold a management position. He is recognised for his expertise in Enterprise-wide Risk Management Implementation for financial institutions.

Adetokunbo attended Yaba College of Technology where he studied Accounting and Finance. He is also an associate member of Institute of Chartered Accountants of Nigeria (ICAN).

Jacob Esuga is Head, Business Development, Abuja, FirstTrust Mortgage Bank Plc. He is a seasoned banker with vast skill sets in the areas of Retail Banking, Investment Banking, Private Banking, and Mortgage Banking.

With over 12 years of experience, he has held the position of Team Lead at First Bank of Nigeria Limited’s Private Banking arm, where he managed the investment portfolio of an ultra-high-net-worth clientele for seven years. Preceding this, he held the position of Private Client Services Consultant and Team Lead, Sales at Stanbic IBTC Bank Plc, Abuja.

He is an Associate Member, Chartered Institute of Economics, and a Member of Chartered Institute of Loan and Risk Management of Nigeria. Jacob attended The University of Abuja where he obtained a B.Sc. in Economics. He also holds an M.Sc. in Finance from Nasarawa State University, Keffi.

He has benefited from extensive leadership and management education from Lagos Business School and Euromoney Investment Management School.

Michael Asalu is the Head, Business Development, Lagos, FirstTrust Mortgage Bank Plc. He has a professional career that spans about two decades. His banking career started from Broad Bank Nigeria Limited (now Union Bank) subsequently Access Bank and Oceanic Bank (Ecobank).

He has experience in the areas of Marketing, Business Development, Treasury Representation, Branch Management and Re-engineering as well as Corporate Restructuring.

Michael has a Masters in Business Administration (MBA) from The University of Coventry, United Kingdom and is a member of various professional bodies including Chartered Institute of Financial Analysts Nigeria (CIFIAN), Nigerian Institute of Management (NIM), The Nigerian Institute of Quantity Surveyors (NIQS), Chartered Institute of Bankers of Nigeria (CIBN), Institute of Chartered Economists of Nigeria (ICEN).

He has been the recipient of domestic and international corporate education in the areas of Service Excellence, Basic Banking Operations, Financial Analysis, Anti-Money Laundering, Corporate Social Responsibility, Strategic Analysis, Management and Logistics, Leadership and Housing Accessibility for Nigerians in Diaspora.